Debt Isn’t the Problem—What You Focus On Is
Debt Isn’t the Problem—What You Focus On Is
The other day, I loaded a camper onto my truck—on sand, beside my house, by myself, in my 70s.
It took hours.
There was barely an inch of clearance.
I had to stop, breathe, reset, and try again—over and over.
But I kept seeing the result in my mind.
That’s what got me through.
And it made me think…
What if this is exactly how we could begin to shift our relationship with debt?
Debt isn’t automatically negative. Debt isn’t the problem-what you focus on is.
In fact, it’s often how we invest in things we value—like homes, education, or new beginnings.
So what if we stopped constantly thinking about debt as a mistake or punishment?
What if we focused on what we’re moving toward instead?
Consider if the shift could be this:
💭 From “I’m stuck” → to “I have a goal.”
💭 From “I’m drowning” → to “I’m regaining balance.”
💭 From shame → to responsibility, without self-blame.
What if you were to think:
👉 I’m not wrong for being where I am.
👉 I’m open to making a plan that works for me.
👉 Avoiding the worry and tasting freedom… is it worth the effort?
This is your life.
Your timeline.
Your chance to breathe a little lighter—one step, one decision, one mindset shift at a time.
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